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EXACT COMBINED
Run your own VA claim.
I went from zero to one hundred percent, permanent and total, in about a year. Self-represented, no law firm skimming the back pay. Everything I figured out doing it is in here, written plain, and it costs you nothing. It always will.
$0Free forever. No pass, no signup, no upsell waiting at the end.
10Lessons, the whole arc: filing, evidence, the exam, the appeal.
1Veteran who ran it himself, writing it down so no consultant can sell you back your own benefits.
The Playbook
Read it in order or jump to wherever you're stuck. Every lesson is open, no sign-in to read a word. Members get progress tracking and the course chat, but nobody has to be one.
- 01The VA Claim Industrial Complex (and Why You DIY)FREE
- 02Pick Your AI and Build the WorkspaceFREE
- 03The System Prompt That Turns a Chatbot Into a RaterFREE
- 04VA Math: The Combined Rating Formula That's Quietly Robbing YouFREE
- 05Intent-to-File, Secondaries, and PresumptivesFREE
- 06TDIU and SMC: The Climbs Most Vets MissFREE
- 07The C&P Exam Is an Evidentiary Hearing in a Paper GownFREE
- 08Lay Evidence: The Spouse, Buddy, and Personal Statements Most Vets Never FileFREE
- 09Reading a Decision Letter and Choosing an Appeal LaneFREE
- 10After 100 Percent: The Two Words That Keep PayingFREE
Combined-Rating Calculator
VA math is not addition. Each new rating only bites into what's left after the last one. Punch in your numbers and see where you really land.
// FIELD KIT · COMBINED RATING CALCULATOR
Tap your ratings in any order. The math sorts and stacks them the way the VA does.
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YOUR VA RATING
VA math is not addition: each new rating only takes its cut of what disability hasn't already claimed. The exact number rounds to the nearest 10 at the end (5s round up, per 38 CFR 4.25). This v1 doesn't apply the bilateral factor; paired left/right limbs can land slightly higher than shown. Educational tool, never a ratings decision.
Straight to the Source
The playbook teaches the strategy. Here are the government's own tools and forms, the ones you file with directly. No middleman, no fee.
How to file a claim
Where it starts: intent-to-file, evidence, and getting the claim in.
VA.GOV →
Form 21-4138
Statement in support of claim. Where your own words about it go.
VA.GOV →
Decision reviews & appeals
When the decision comes back wrong. The three lanes, laid out.
VA.GOV →
38 CFR Part 4
The rating schedule itself. The same rulebook the raters grade you against.
eCFR →
One straight word. This is education from one veteran to another. It is not legal advice, and I am not your VSO or your attorney. Free help is out there, and you should use it: an accredited VSO (VFW, DAV, American Legion, your state veterans office) will file your claim with you at no charge, and on an appeal an accredited attorney works on contingency, so nothing out of pocket up front. The playbook just makes sure that whoever you walk in beside, it's a sharp vet sitting in the chair.